Collection inventory
A size run ties up stock across styles and sizes that may sell at different speeds. Use past sales and delivery dates to decide which purchase the funding request should cover.
Business financing referrals · Apparel retailers
Put the cost of your next clothing range into a funding request.
An apparel collection can require supplier deposits long before its selling season. Describe the stock and store expenses you need to cover, including the dates balances become due.
Purchase examples
Common spending needs in this industry
Fitting-room improvements
Partitions, lighting and mirrors may need work between seasonal launches. Include installation and the effect on the shop floor while fittings are being changed.
Retail technology
Inventory tracking and checkout equipment can help record stock across the store and online. Budget separately for devices, setup work and continuing software charges.
Plan the application
Prepare a practical funding outline
Check that the phone and email details you enter can be used to reach you about the request.
- 01The business cost, requested funding and planned timing
- 02Monthly revenue figures and business age
- 03Business name and sector, plus the requested credit range
- 04A contact email, owner details and mobile access
Apparel retailers · funding preparation
Begin with the business numbers
Put supplier deposits, final payments and the expected selling season on a calendar. Allow for returns and markdowns when assessing how future repayments would fit retail receipts.
Preparing a request
From your business plan to an enquiry
Purchase or expense
Use a quote or a clearly marked estimate to work out the amount you are requesting.
Application questions
Provide industry, trading history, revenue and approximate personal credit information in the relevant fields.
Before sending
Check the contact information and disclosures, complete number verification and confirm the submission.
Helpful application information
What to know about referrals
How are providers connected to my request?
Up to five funding partners may receive an application through a paid referral from us. We sell the application and contact information, receive compensation without a funding requirement, and do not collect an application fee from you.
What affects available options?
Approval cannot be assumed from a successful form submission. Any offer depends on the funding partner’s assessment and the conditions attached to its product.
What can affect the next step?
An equipment delivery date and a financing date may not line up. Ask the provider to confirm its timetable before making a commitment that relies on receiving funds.
What should I read before sharing my number?
Partner contact and information sharing are described in the form and linked policies. Read those details before verifying the number and submitting your business information.
Move from planning to a request
Share the purpose behind your funding request
Begin with the purchase or operating period you need funds to cover, then complete the business questions.